What is the cheapest roof material?

The asphalt shingles are the most affordable. They last for 20 years.

How long will a new roof last?

The asphalt will last for approximately 20 years, the metal for a maximum of 50 years, and slate tiles or clay tiles will last for 50 years or more.

Do building permits add to the cost?

Yes. Most cities require permits, usually $100 to $500.

Is insurance going to pay for an old roof?

No. Insurance will pay only for storm or accidental damage, not general wear and tear.

Does a new roof lower insurance expenses?

Yes. Impact-resistant shingles or re-roofing usually brings discounts where there's regular severe weather activity.

How Much Does a Roof Cost to Replace? [State-by-State Guide]

• September 4, 2025

When individuals search for the cost to replace a roof, they are generally concerned about one thing: how much it will cost them. This guide provides a comprehensive overview of the average cost to replace an entire roof across the United States, discusses factors that influence the price, and offers a brief glimpse at the costs in all 50 states. Readers will also discover how to utilize a roof cost calculator or roof replacement cost estimator to receive their personalized figures without the guesswork.

Key Takeaways:

In America, a new roof tends to cost around $9,000 or $15,000. The ultimate cost will rely heavily upon factors such as the type of material that is used, the size of the roof, and your location.

If budget is a concern, asphalt shingles are the most popular. They are priced around $4 to $7 per square foot. In contrast, slate roofs are on the more expensive side. They range from $20 to $30 per square foot.

Other factors also come into play with regard to cost. The quality of roofing decking, pitch, type of roofing material that is already there, and even the prevailing labor rates in the area all contribute.

There are even times when you don't need to have a complete replacement performed. Partial roof replacement can prove cost-effective if only partially damaged.

What Is the Average Cost to Replace a Roof in the US?

Nationwide, the expense to cover typically ranges from $8,000 to $22,000 for a typical asphalt shingle roof on a dwelling that is roughly 1,500 to 1,700 square feet. Labor constitutes a lot of this expense, normally being around 60 percent.

Naturally, each house is unique, so the quickest way to have a real figure is by utilizing a roof expense calculator that considers roof size, material selection, and geographical location.

Roof Materials and the Cost to Replace a Roof

The roofing material may alter the price more than anything. Here is a brief overview:

Asphalt shingles are the most affordable and popular option. These will cost between $3.50 and $5.50 per square foot.

Metal roofing is more expensive initially, but typically between $6 and $12 per square foot and will outlast the rest.

Slate and tile roofs are high-end materials, beginning at about $10 per square foot and usually well above $20.

Anyone unsure of materials may utilize a roof replacement cost estimator to discover how each option impacts the overall cost to replace roof.

Partial Roof Replacement vs Full Roof Replacement

At times, homeowners can afford only a partial roof replacement rather than a complete roof replacement. Like, fixing only a portion of the roof or installing new roof decking over damaged parts might be significantly cheaper than a full replacement.

The cost savings will be based on the existing roofing material and how much of the roof must be addressed. A good roofer can go in and assess and advise if a partial job can be done or if a full roof replacement would be the better choice.

What Affects the Cost to Replace a Roof

Some factors may cause the price to increase or decrease:

Slope and roof size

Tearing off and disposing of previous layers

Material type selected

Area labor costs

Skylights, chimneys, or vents requiring additional work

Local building codes

Storm-resistant upgrades for regions that experience hail or high wind zones

Rather than doing all this by hand, most homeowners like to utilize a web-based roofing cost estimator. It requires some information and gives an instant answer to what to anticipate.

Permits and Local Codes

Roof replacement will often require permits. These typically will cost between $100 and $500, depending on how a city regulates the process and how much they inspect. It may not be the biggest part of the job, but it is something worth adding in when people are calculating roof replacement cost.

How Insurance Can Offset Roof Replacement Cost

Insurance occasionally covers the roof replacement. If the roof is hail, storm, or fire damaged, the majority of it will be covered by a claim. If the roof is just old, insurance will not make a payment. Policies pay out in one of two ways: ACV (actual cash value), paying out the depreciated amount, or RCV (replacement cost value), paying out for the full cost of a new roof. Understanding the difference enables homeowners to better prepare.

A Quick Way to Estimate Roof Replacement Cost

For someone who does not want to use tools to make an estimate, here is the fast process:

Step 1: Measure the area of the roof in square feet.

Step 2: Select a material type.

Step 3: Multiply by cost per square foot.

Asphalt: $3.50 to $5.50

Metal: $6 to $12

Tile/Slate: $10 to $20

Step 4: Tack on $1 to $2 per square foot for tear-off.

Step 5: Tack on permit fees.

Step 6: Tack on a 10 percent buffer.

Of course, the simple method is to simply utilize a roof cost calculator. It provides an immediate estimate without the figures.

Best Time to Replace a Roof

Season matters. Most people book roof work in spring or summer, which makes prices higher. Late fall and early winter often mean shorter wait times and lower labor rates. Checking with local roofing contractors during off-peak months can help save money when calculating roof replacement cost.

Choosing a Contractor and Staying on Budget

Having a quality contractor may be the key to the success of the job. Here is a brief checklist:

Verify license and insurance.

Request references.

Obtain a written scope of work with specific materials.

Review ventilation and underlayment specifications.

Ensure cleanup is included in the price.

Find a workmanship warranty.

These little details keep the price of replacing a roof from getting out of hand.

Cost Per Square Foot to Install a New Roof

Another easy way of understanding the roof replacement price is through examining the cost per square foot. Asphalt shingle roofs will range from $4 to $7 per square foot, while slate roofing will be as high as $20 to $30 per square foot. The final cost will thus be based on the material being used as well as the area of the house. Employing a cost estimator for roof replacement simplifies it for homeowners to estimate based on their roof's square footage.

State-by-State Roof Cost Factors

Roof replacement prices vary widely based on where one resides. The following is a basic summary of typical prices in all 50 states.

Alabama: Replacing a roof in Alabama typically costs between $6,800 and $10,200. Hot weather makes asphalt shingles typical.

Alaska: Due to cold winters, prices are elevated at approximately $8,500 to $13,000. Metal roofs are standard here.

Arizona: Roofs within the state of Arizona will be priced at $7,000 to $11,000. Tile is employed by the majority of homes because of the heat.

Arkansas: People pay between $6,500 and $9,800 for a new roof on average. Asphalt shingles are the normal choice.

California: Prices in the area range between $9,000 and $15,000. It will be more expensive in places like Los Angeles or San Francisco.

Colorado: It costs $8,000 to $12,000 to replace a roof. Hail damage will increase demand.

Connecticut: Homeowners are billed $8,500 to $13,500 for a replacement roof. Asphalt shingles and slate are in demand.

Delaware: Roofs cost around $7,500 to $11,500. Coastal weather could affect durability.

Florida: Due to hurricane activity, the average cost to replace a roof ranges from $8,000 to $12,500. Metal and tile are in vogue.

Georgia: It will be approximately $7,000 to $10,500 for a new roof. Asphalt shingles remain the top choice.

Hawaii: Hawaiian roofs range from $10,000 to $16,000. Salt air and storms push costs upward.

Idaho: The average price is $7,500 to $11,000. Harsh winter conditions necessitate stronger material.

Illinois: New roof replacement ranges from $8,000 to $12,000. Asphalt shingles dominate most of the installations.

Indiana: There, people pay $7,000 to $11,000 for a new roof.

Iowa: The average usually ranges from $7,200 to $11,000. Storms and snow push roofing needs.

Kansas: Replacing the roof runs between $7,500 and $11,200. Hail damage is common.

Kentucky: The average is between $7,000 and $10,500. Asphalt is inexpensive and extremely popular.

Louisiana: A new roof is around $7,800 to $11,500. Storm protection is needed there.

Maine: It costs more, $8,000 to $12,500. Snow load is the primary reason.

Maryland: Replacement roofs cost owners around $8,200 to $12,800.

Massachusetts: Roofs are around $9,000 to $14,000. Asphalt and slate are favorites.

Michigan: Average costs are $8,000 to $12,000. Harsh winters are responsible for roof issues.

Minnesota: A new roof is around $8,200 to $12,500. Heavy-duty shingles are favored.

Mississippi: Here, residents pay $6,800 to $10,200 on average.

Missouri: Roof replacement costs between $7,000 and $11,000 on average.

Montana: Between $8,000 and $12,000. Cold winters affect prices.

Nebraska: The average roof costs $7,500 to $11,500. Storm damage repairs are prevalent.

Nevada: Roofs cost $7,500 to $11,500. Tile roofs prosper in hot arid climates.

New Hampshire: Price range is from $8,500 to $13,000. Asphalt or slate is the preferred option.

New Jersey: Roof replacement will range from $8,500 to $13,500. The cost is higher near major cities.

New Mexico: The new roof will range from $7,200 to $11,000. Flat roofs are common.

New York: Cost ranges from $9,000 to $15,000. Slate roofs are more expensive in some areas.

North Carolina: Average price ranges from $7,500 to $11,000. Most in demand is asphalt.

North Dakota: Roofs cost about $8,000 to $12,000. Roofs have to be robust in snowy and icy weather.

Ohio: Homeowners spend approximately $7,500 to $11,500 on installing their roof.

Oklahoma: Prices are averaged at $7,500 to $11,000. Hail is common in destroying roofs.

Oregon: A new roof will cost about $8,000 to $12,000. Rain compels many to install long-lasting materials.

Pennsylvania: Roof replacement will be around $8,500 to $13,000. Slate roofs are more expensive.

Rhode Island: The Average is around $8,500 to $13,000. Coastal salt air exists.

South Carolina: Roofs are about $7,500 to $11,000. Hurricanes are a threat.

South Dakota: Costs average at $7,500 to $11,500. Storms need sturdy shingles.

Tennessee: Roofs are about $7,200 to $11,000. Most use asphalt shingles.

Texas: A new roof is usually in the range of $8,000 to $12,500. Storms and hailstorms increase demand.

Utah: Replacing a roof is between $7,500 and $11,500. Dry weather affects roof lifespan.

Vermont: Average is $8,500 to $13,000. Winter requires strong roofs.

Virginia: Roofs cost around $7,800 to $11,500. Asphalt remains the favorite.

Washington: A new roof is around $8,500 to $12,500. Heavy rains make strong shingles the norm.

West Virginia: From $7,200 to $10,800 is average cost. Asphalt roofs are the least expensive.

Wisconsin: Roofs cost around $8,000 to $12,000. Snow has an impact on roofing.

Wyoming: A new roof will cost around $8,200 to $12,000. Durable material is needed for strong winds.

Ready to see what a new roof might actually cost you? Use our free roof cost calculator today and get an estimate in minutes. It’s quick, simple, and helps you plan with confidence.

Regional Roof Replacing Cost Trends

Roof prices greatly depend on where an individual lives. Coastal states and major cities commonly pay more because higher labor costs and building codes are stricter. In states that have extreme weather patterns like hailstorms or hurricanes, homeowners usually need tougher materials, and the overall cost increases. If most homeowners use an online roof price estimator, local data has already been accounted for.

Warranties and Product Choices

The quality of the shingle and the warranty do matter. Three-tab shingles are less expensive but have shorter lifespans. Architectural asphalt shingles cost more but will last almost twice as long. Metal shingles, slate shingles, or clay tiles are some choices that cost more initially but save in the long run.

Even features such as improved underlayment or impact-resistant shingles can save on roof installation costs in the future. A roof calculator allows easy comparison of such options side by side.

Ways to Pay for a New Roof

There are many ways to fund the cost of re-roofing. Some pay with credit cards or cash. Some take home equity loans or financing through contractors. If the storm hits the roof, an insurance claim will cover the majority of the cost. It is simpler to prepare the payment alternatives ahead of time in order to cut down on stress later on, especially when stripping old shingles and including disposal costs.

Final Thought:

Each roof is unique. Square footage on a house, the material used, structural repairs, increased labor costs in some areas of the nation, dumping the old shingles, and all these alter the final price tag. Even a contractor's warranty can impact long-term worth.

Most people will find that national averages only tell part of the story. That's why the best thing to do is to utilize a roof replacement cost estimator. It's free, simple, and fast. With just a couple of pieces of data, such as square footage, material type, and location, anyone can compute the true cost to replace a roof in minutes and even shop for competitive quotes from local experts.

Thinking about a roof replacement? Try our roof replacement cost calculator and find out the real numbers for your home. Start now and make a smart, stress-free decision.

What is the cheapest roof material?
The asphalt shingles are the most affordable. They last for 20 years.
How long will a new roof last?
The asphalt will last for approximately 20 years, the metal for a maximum of 50 years, and slate tiles or clay tiles will last for 50 years or more.
Do building permits add to the cost?
Yes. Most cities require permits, usually $100 to $500.
Is insurance going to pay for an old roof?
No. Insurance will pay only for storm or accidental damage, not general wear and tear.
Does a new roof lower insurance expenses?
Yes. Impact-resistant shingles or re-roofing usually brings discounts where there's regular severe weather activity.