Roof Replacement Cost Calculator

The average roof replacement cost in 2025 ranges from $7,000 to $15,000+, depending on your roof size, pitch, material, and ZIP code. High-end materials like metal or tile can push that cost higher, while basic asphalt shingles are more budget-friendly.

Use our roof replacement cost calculator to get a personalized estimate based on your home and location.

Our calculator is built using real-time local pricing data, material costs, and labor trends across all 50 states. By factoring in your ZIP code, roof type, and material choice, it provides a highly reliable cost estimate in under 60 seconds.

Yes, but only in specific cases. If your roof was damaged by a covered peril (hail, windstorm, fire, falling tree), your homeowners insurance may cover full or partial replacement. Wear and tear, age, or poor maintenance are usually not covered.

Pro tip: A certified inspection report can significantly boost your chances of claim approval.

Common signs include:

Leaks or water stains inside your home

Missing, curling, or cracked shingles

Sagging roof deck

Granules in gutters

Roof age > 15–20 years

Our roofing partners can inspect your roof and provide documentation for insurance claims.

While DIY roof replacement is legal in some states, it’s risky and rarely cost-effective. Improper installation can lead to leaks, injury, warranty voids, and even insurance claim denials. Most homeowners choose licensed professionals for speed, safety, and guaranteed results.

That depends on your climate, budget, and goals. 

Use our calculator to compare costs and lifespans by material.

Roof estimate: Instantly via our calculator

Inspection & approval: 1–3 days

Installation: Typically 1–3 days

Full process: Usually 2–3 weeks from estimate to completed install

Weather, permits, and material availability may affect the timeline.

In most states, yes. Roofing permits are often required when:

Changing materials

Replacing decking

Removing structural elements

Licensed contractors typically handle permits for you — and we factor these into your estimate where applicable.

Yes! You may qualify for:

State or utility rebates (for energy-efficient or solar-integrated roofing)

Federal tax credits for ENERGY STAR® roofing materials

Financing options with $0 down in many states

We help you explore rebates and payment plans during your quote process.

Spring and fall are ideal in most regions due to mild weather.

In southern states, winter is also a good time. Avoid peak storm seasons and heavy snow periods if possible.

Scheduling in off-peak months may also lead to faster turnaround and better pricing.

Look for these must-haves:

• Licensed & insured
• Verified Google reviews
• Workmanship warranty
• Transparent estimate
• Experience with insurance claims (if applicable)

We connect you with pre-vetted, trusted roofers in your area.

Yes. Many homeowners qualify for:

0% financing for 12–18 months

Low monthly payments

Flexible terms based on credit

Our calculator helps you explore financing options as part of your quote.